NNN: 1031 Exchange Buyers Find Safe Commercial Real Estate Investment

Posted by Jamie | Posted in Real Estate | Posted on 28-02-2010-05-2008

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Stock investors like to purchase “Corporate Security.” Real estate investors like to purchase “A Piece of the Rock”. Commercial real estate Investors who purchase a single tenant triple net NNN property (NNN property) get both corporate security and a piece of the rock.

Commercial property Investors, 1031 exchange and 1033 exchange buyers love NNN property because they get a dual guarantee. Lease payments for NNN property are normally corporately guaranteed – the same guarantee as a corporate bond from the S&P rated parent company. In addition, if the worst case scenario happens and the tenant is not able to fulfill their obligations, the investment is secured by the underlying real estate.

Everyone has seen “great companies” go bankrupt. If you own a stock or a corporate bond in a company that goes bankrupt, you own nothing.

Think of NNN property as a corporate bond secured by real estate.

Please view our available NNN properties at www.1031tax.com. Call 1031 Tax with ANY questions.

Alan Fruitman
www.1031tax.com
1.800.454.0015

Examples of single tenant triple net NNN properties with long-term corporate leases include Advance Auto Parts, Arby’s, AT&T, AutoZone, Bank of America, Burger King, CVS, Dollar General, Family Dollar, Home Depot, Chase Bank, KFC, McDonald’s, Sherwin Williams, Verizon Wireless, Walgreens and more…

1031tax.com believes it is very important for your advisors to participate when you buy or sell a 1031 exchange property. Therefore, as a valued client, 1031tax.com will contribute $2,500 toward your Attorney or CPA fees. View www.1031tax.com for specific details.

Colorado Health Insurance

Posted by Jamie | Posted in Medical | Posted on 25-02-2010-05-2008

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Colorado Health Insurance for Individuals
Colorado health insurance does not have to be expensive. To keep premiums down, you need to have access to multiple health insurance quotes. We are one of the largest online health insurance agencies and represent most “A” rated health plans in the state. You get quotes from multiple health insurance companies with just a few clicks of an online form.

Guaranteed Colorado health insurance plans and most other states. No medical declines. We even have full guaranteed issue major medical plans and there are no group size requirements. You can obtain group of one major medical plans any month of the year.

Colorado Health Insurance for Employers
The employer is required to pay a minimum of 50% of the employee

The classes (i.e., management, hourly, salary, etc) of employees eligible for insurance.

The number of hours an employee must work to be eligible (24

The length of time between the hire date and when the employee can join the plan (i.e., 30 days, 60 days, one year). The employee’s coverage is typically effective the 1

‐only cost; they do not have to contribute anything for dependent coverage. In the small group market (less than 50 employees), the employer also makes the determination regarding: ‐40 hrs.) st of the month following this waiting period. Find out more about Colorado health insurance for companies at Roper Insurance.

How Can I Get Life Insurance After A Heart Attack?

Posted by Jamie | Posted in Medical | Posted on 21-02-2010-05-2008

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After experiencing a heart attack can I get term life insurance

More often than not the answer is yes and you may be able to get your life insurance at a regular rate class. When assessing coronary artery disease, or CAD, and heart attack history the life insurance underwriter will assess the severity of the disease using factors including:

  • Plaque burden by catheterization
  • Current symptoms or stress test results
  • Systolic left ventricle function
  • Diastolic left ventricle function
  • Number of events and stability
  • Exercise tolerance
  • Other vascular disease
  •  

    People with single vessel disease tend to do quite well and may be offered life insurance at better than standard rates. For example, research by RescueQuote.com found that a fifty-six-year-old man who had an AMI, acute myocardial infarction, caused by 95% LAD who had a stent applied could be offered a standard plus rate. Standard plus is a rate class that is just 1 step under preferred and better than the average person would be asked to pay. To get this rate a person would have to be a non smoker who is fully recovered from the MI. He would have to have good left ventricular function and do well on a stress test. In this case medicines including a beta blocker for blood pressure, a statin drug to reduce lipids and aspirin were prescribed to maintain normal values.If the same person had three vessel disease with stents applied it is possible that he could get a policy at table C. What that means is the rate charged would be the standard rate times 1.75. While this is a higher rate than the average person pays it is still quite affordable, especially considering that the need for term life insurance is high due to the increased risk.In any case, once you have had an MI you will need an agent who can shop the market for the company that will give you the best rate. Some companies will decline applicants with an MI history and others will tack on a large extra premium. Your agent will need to find a company with an experienced underwriter who will fairly review your case and give you a fair rate.

  • Your life insurance agent should shop for you before you apply so you know what to expect. You will probably do best to avoid agents that represent only one or a “select group” of companies. At rescuequote.com we specialize in finding the best life insurance rates for those who have suffured from a heart attack.
  • How Blood Pressure Effects Life Insurance

    Posted by Jamie | Posted in Medical | Posted on 20-02-2010-05-2008

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    Many people ask how they high blood pressure effects their chances of getting declined for life insurance or getting insurance at very high rates.

    Uncontrolled high blood pressure often goes hand in hand with serious health conditions including coronary artery disease, enlarged heart, diabetes, heart failure and stroke. In general, a life insurance company will look much more favorably upon a person who is taking antihypertensives to control their blood pressure than a person who has even minor hypertension who refuses to take medicine.

    Stage 1 high blood pressure (140/ 90 to 159/99 )

    Stage 1 is high blood pressure is often treated using diuretics. A diuretic works by flushing excess sodium and water from the body. Common diuretics are Lasix (furosemide) and hydrochlorothiazide (HCTZ). You may have heard someone refer to their diuretic as a “water pill”. The diuretic along with life style changes may be enough to bring a person’s blood pressure down into the normal range. If this is you, a good agent should be able to obtain insurance in without any price increase due to the hypertension history.

    Sometimes a diuretic alone will not do the job. In that case another medicine may be added. Calcium channel blockers include Norvasc (Amlodipine), Cardizem (Diltiazem), Procardia (Adalat). Calcium channel blockers reduce the amount of calcium going into heart and artery muscle cells during contraction reducing blood pressure. Beta blockers such as Lopressor (Metoprolol), Corgard (Nadolol) reduce blood pressure by reducing the beta nerve stimulation to the heart. ACE inhibitors reduce blood pressure by inhibiting the production of a hormone that causes blood vessels to narrow. Common ACE inhibitors are Capoten (Captopril), Prinivil (Lisinopril) and Altace (Ramipril). Angiotensin II receptor antagonist (more commonly called an “ARB” for angiotensin receptor blocker) prevent a hormone called angiotensin from affecting the blood vessels letting them widen. Cozaar (Losartan), Benicar (Olmesartan) and Diovan (Valsartan) are common angiotensin II receptor blockers.

    Since there are several different ways to reduce blood pressure a person may have tried several different medications before finding the type of antihypertensive that works best for them. There are some life insurance companies that are fine with this as long as the blood pressure has been in the normal range over the last year. Another words, you have found a medication that is effective.

    Stage 2 high blood pressure (160/100 or higher)

    Often a combination of medicines will be prescribed for stage 2 high blood pressure. As long as the medicines are effective and all readings have been normal for at least one year then it is still possible to get the best rate class. The agent must be diligent and carefully review underwriting rules to be sure that no penalty is assessed for controlled blood pressure with the company he is quoting. It is still possible to qualify for preferred plus is everything else is good.

    If none of the common medicines or combinations of medicines works to bring down a person’s stage 2 high blood pressure than an alpha blocker, central-acting agent or vasodilator may be prescribed. In this case underwriters must review and make decisions on a case by case basis. If the medication is working the underwriter must still evaluate the possible side effects of these potent medicines. Here you need an experienced agent who will take the time to communicate directly with underwriters. At RescueQuote your personal agent will take the time to review the underwriting rules of all the companies competing for your business and communicate with underwriters when needed in order to make sure that you are getting the best possible price.

    For more information about how to get life insurance with high blood presure visit www.rescuequote.com.

    Denver Carpet Cleaning

    Posted by Jamie | Posted in Carpet Cleaning | Posted on 15-02-2010-05-2008

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    Denver carpet cleaning tips and advice.

    Whether you have wall-to-wall carpet in all the rooms of your home, or just a few carpet rugs – there’s one thing that every carpet owner has to deal with. We all need to clean our carpets. Most people who have indoor carpeting only need to do a couple of things to keep their carpet clean; vacuuming frequently and occasionally shampooing their carpet. There are instances, however, when regular routine cleaning doesn’t get rid of all that’s accumulated in your flooring. In these cases, following a good home carpet cleaning tip or two can really make your cleaning task a lot easier.

    The first Denver home carpet cleaning tip is to vacuum. Even if you think that you’re vacuuming enough, vacuum more frequently. This will help to remove dirt, hair and other particles from your carpet, and keep the surface of the carpet clean. Along with vacuuming, take your shoes off when you enter your home, and leave them at the door. That way, you won’t be tracking mud, dirt and other things that have collected on your shoes onto the carpet. It will make your vacuuming job much easier, and you won’t have to worry about rubbing dirt further into the carpet by walking all over in your sneakers.

    A second home carpet cleaning tip is to not use liquid shampoos to clean your carpet. Liquid shampoos, such as those used in home carpet cleaning machines, can collect in your carpet – and then they act as a collection spot for more dirt and grime. Instead, choose dry carpet shampoo, which is available in stores that sell vacuum cleaners. Also, remove any liquid shampoo residue that may already be impregnated in your carpet. Use a heavy duty steam cleaner, and mix ½ cup of vinegar to 2.5 gallons of water as your cleaning solution. This will pull out the shampoo residue as well as clean your carpet (although it may be a bit smelly).

    For more great Denver carpet cleaning tips visit www.carpetcarebygeorge.com.

    We Do Carpet Cleaning in the entire Denver metro area including:

    Denver Highlands Ranch Englewood
    Boulder Aurora Littleton
    Castle Rock Centennial Lakewood
    and more!!!

    Services we offer:

    Carpet Repair Carpet Cleaning Flood Repair
    Carpet Refastening Carpet Stretching Pet Deodorization
    Grout and Tile Cleaning Furniture Cleaning Spotting
    Water Restoration Rug Cleaning Air Duct Cleaning
    and more!!!

    Carpet Cleaning Service Denver, Colorado

    Posted by Jamie | Posted in Carpet Cleaning | Posted on 06-02-2010-05-2008

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    Looking for a good carpet cleaning service in Denver, Colorado?

    Steam Pro’s carpet cleaning service gives you the best in residential and commercial cleaning. First, we will walk through the areas to be cleaned with you, our customer. We will address any concerns you may have. We will evaluate and determine any areas that may require special attention. Next, we pre-spray and pre-spot the entire carpeted areas to be steam cleaned. We use all natural cleaning products, which are completely biodegradable and non-toxic. They are 100% safe for children as well as pets. Our pre-spray is made from citrus-based products that will naturally break down the dirt, grit, and grime in your carpets. Next, we use our state-of-the-art truck-mounted units to extract the pre-spray and broken down soils. Our truck mount’s water temperature runs between 230 and 240 degrees. Not only do these high temperatures clean better, they also sterilize the carpet. When we are extracting, we use nothing but soft water from our on-board water softener. This completely removes any cleaning products, residue, and soil to insure a clean, soft, and fresh smelling carpet when we are finished. We also move most furniture… couches, tables, chairs, and replace them with protectors under the feet. All of this is included in our up front prices.

    We are the best carpet cleaning service in Denver!  Let us clean your carpets. Visit www.steamproinc.com.

    Denver Testicular Cancer

    Posted by Jamie | Posted in Medical | Posted on 06-02-2010-05-2008

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    Denver testicular cancers are relatively rare but highly curable, and occur predominantly in young and middle aged males. Testicular cancers were among the first types of cancers to be cured by radiation and/or chemotherapy, and treatment has been refined over the last two decades. Currently, over 70% of all patients are curable regardless of the extent of cancer. Thus, all treatment of testicular cancer is delivered with the intent to cure. However, it is important to know the extent of cancer and the specific type of testicular cancer in order to administer the best therapy.

    Denver testicular cancer patients like being treated at Colorado Oncology Heamtology and that is in large part due to our exceptional staff. “Highly experienced, dedicated and caring” are prerequisites for anyone to become a part of the Colorado Hematology-Oncology team. As we have very little staff turnover, our patients enjoy a continuity of care that is unmatched elsewhere. We always strive to be in tune with patient needs.

    For the best testicular cancer care in Denver visit www.denvercancercare.com.

    Highland’s Ranch Dentist

    Posted by Jamie | Posted in Medical | Posted on 27-01-2010-05-2008

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    Children’s toothpastes that have low concentrations of fluoride may be ineffective in preventing tooth decay, new research suggests and Highlands Ranch Dentist confirms.

    During a recent study by the Cochrane Oral Health Group researchers found that toothpaste containing fewer than 1,000 parts per millionwere justas ineffective at preventing cavities as non-fluoride products.

    Conversely, toothpastes containing more of the compound have been found to reduce dental decay by about 24%, according to one report.

    Typically, children’s dental careproducts will contain as few as 100 parts of fluoride per million, because of the fear that they may swallow the toothpaste and develop a condition known as fluorosis, which manifests itself in white, black or brown streaks on the teeth.

    Dr Anne-Marie Glenny, one of the report’s authors, told the news source, “From a public health point of view, the risk of tooth decay and its consequences such as pain and extractions is greater than the small risk of fluorosis.”

    The American Dental Association recommends brushing and flossing at least twice daily and frequently visiting a dentist to prevent dental health problems like tooth decay.

    Highlands Ranch Dentist at South East Denver Dental Associates can help you determine which toothpaste would be best for your children. They also service Denver and the Highlands Ranch area for comprehenisve dentistry for all ages:

    • Children and Seniors
    • Cleanings
    • Fillings
    • Crowns
    • Root canals
    • Extractions
    Dentures
    • Implants
    • Cosmetic Dentistry
    • Smile Makeovers
    • Veneers
    • Implants

    Visit www.southeastdenverdental.comfor more information and dental services in the Highlands Ranch, Colorado area.

    Colorado Outdoors in Clear Creek County

    Posted by Jamie | Posted in Outdoors | Posted on 27-01-2010-05-2008

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    Snowshoe in the Colorado Outdoors in Clear Creek County

    It starts as a yearning. The need to escape the hustle and bustle of the ski resorts and crowded highways. The desire to become an adventurer and make your own mark on a pristine trail through woods. The longing to feel the crisp, cold, mountain air deep in your lungs as you watch the sunshine glint through the flocked evergreens. Exploring Colorado’s great outdoors on snowshoes is an activity that quickly can turn from a novelty, into a hobby, into a passion. And with more than 70 percent of our community covered by public lands and trails, Clear Creek County is the perfect place to begin your Colorado adventure.

    Snowshoeing in Colorado’s great outdoors experienced a resurgence in the early 1990s. Before that it was an activity that had been relegated to memory, kept alive by old leather-and-wood decorator pieces hanging above fireplaces in rustic cabins. In an earlier day hardly anyone used snowshoes for fun – they were a cumbersome necessity used to move around when snow piled deep. Not anymore.

    When you’re getting a group of friends or family together for a day of fun in the snow, snowshoeing is the perfect activity. If you can walk, you can snowshoe. Many of Clear Creek County’s best summer hiking and mountain biking trails are transformed magically into a snowshoeing wonderland during the winter months.

    Make sure you go to the Trails page on the clearcreekcounty.orgwebsite for detailed map and descriptions of some of the trails in Clear Creek County.

    Castle Pines Homes For Sale

    Posted by Jamie | Posted in Real Estate | Posted on 25-01-2010-05-2008

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    The Duke Fyffe Real Estate Group are EXPERT REALTORS specializing in Castle Pines  Homes for Sale, New Homes, Home Foreclosures, townhomes and 1031 Investment Properties in Colorado.

    They remain diligent in encouraging home buyers to manage their home financial resources more effectively by having all of the Real Estate and Mortgage Loan information required before a final decision is made.

    Homeowners can feel comfortable with their Real Estate and Mortgage choices, especially when choosing a Castle Pines REALTOR they can trust! The Duke Fyffe Real Estate Group believes in their slogan because an Expert Realtor is essential and Expert Results should be expected. They want the client to be so happy with their REALTOR selection that the client will be proud to refer the Duke Fyffe Real Estate Group to their family, friends, and co-workers. We GUARANTEE the satisfaction of our real estate services IN WRITING!

    Your real estate agent for Castle Rock, Castle Pines homes for sale and Caste Pines real estate. Proudly also servicing Highlands Ranch, Lone Tree, Parker, Englewood, Centennial, Littleton, Aurora, Castle Pines and South Denver’s real estate needs. Find the best homes for sale now and use the best real estate agent.  Visit Castle Pines realtor Duke Fyffe’s website at www.dukefyffe.com.